Manulife Travel Insurance for Travelers

That's the best question to ask! When you buy through us, you get the same trusted Manulife Travel Insurance plans at the exact same price, but with our expert, personalized service. We help you choose the right plan, answer all your questions, and act as your advocate if you ever need to make a claim. You get the best of both worlds: a top-tier product and a dedicated local advisor.

It depends on your trip and needs! Manulife Travel Insurance offers various plans: The All-Inclusive Plan is best for total peace of mind, covering medical, cancellation, and baggage. If you only need medical coverage, the Medical Only Plan is a great choice. If you already have medical benefits but want to protect your trip costs, the Non-Medical Plan is perfect. We can help you decide in minutes.

Coverage for pre-existing conditions depends on the plan and your personal health situation (e.g., stability of the condition). Manulife Travel Insurance has clear and fair stability requirements. The best way to be sure is to complete the medical questionnaire during the quote process, which we can guide you through.

Yes, absolutely. Provincial health plans cover only a very small fraction of medical costs incurred outside your home province, and almost nothing outside of Canada. A simple medical emergency abroad can cost tens of thousands of dollars. Manulife Travel insurance is essential to bridge that massive gap.

The best time to buy travel insurance is right after you make your first trip payment (like for flights or a tour), ideally within the first 72 hours. This ensures you are immediately covered by trip cancellation benefits for unforeseen events. If you only need medical coverage, you can buy it anytime before you depart, but we always recommend purchasing early for complete peace of mind.